A National Firm’s Capabilities with a Local Firm’s Service Approach

We are problem solvers. We thrive on finding solutions to your business’ financial needs, no matter how complex. We bring a deep bench with many decades of experience to your business with a personal touch.

We Provide the Tools and Expertise You Need to Succeed

Actuarial &


Compliance &

Data Analytics &

HR & Benefits

Benefits Consulting

Marketing &


Human Capital


Actuarial & Reinsurance Department

At CBA, we provide realistic and creative solutions to help business owners prepare for and understand risks and their forecasted impact.

Our Services Help You:

  • Proactively analyze the risk/reward trade-offs in stop loss structures
  • Provide a fully insured employer ample information to evaluate the move to self-funded
  • Give detailed modeling of health plan design
  • Graphically show the impact of changes


We save employers valuable time and money by analyzing their risk and designing, implementing, and managing alternative market insurance solutions that fit their needs.

Our Services Help You:

  • Minimize employers’ insurance costs and improve cash flow
  • Offer a different approach to healthcare benefits
  • Help employers looking for control, transparency, and cost savings


We use a time-tested and financially-proven approach to enhance the foundation of your employee benefits plan, giving you a long-term benefit strategy in partnership with best-in-class companies.

Our Services Help You:

  • Increase member satisfaction to drive greater engagement
  • Dramatically improve plan utilization and positively impact your bottom line medical spend
  • Using proprietary “Fortune 100” technology, lower immediate cost and forecast future trends to develop a long-term benefits strategy

Compliance & Legal

We counsel business owners and HR directors on new healthcare legislation and other various laws and regulations including ACA, ERISA, COBRA, HIPAA, and the Internal Revenue Code.

Our Services Help You:

  • Maintain ACA compliance and filings with our turnkey CBA Navigator system
  • Tap into a wealth of knowledge from experienced ERISA lawyers located across the country
  • Obtain SHRM, HRCI, and CEBS CE credits with our monthly webinars on Benefits & HR topics
  • Receive updates as changes occur on National Healthcare Reform and other legislation

Data Analytics & Benchmarking

We combine clinical, financial, and predictive analyses with innovative technologies and expert data management services to help employers solve even the most complex business problems.

Our Services Help You:

  • Define key medical and pharmacy cost drivers
  • Identify emerging high-risk populations and individuals in need of health management services
  • Analyze trends and identify areas for benefit design adjustments
  • Access detailed, high-level cost and quality metrics reports

Human Resources Administration & Benefit Technology

We help you utilize technology to restructure employee data and workflow processes.

Our Services Help You:

  • Increase employee productivity and retention
  • Remain current on compliance requirements
  • Automate processes to free up staff
  • Gain access to ongoing training and management solutions
  • Save on administrative costs

International Benefits Consulting

Many of our clients have offices abroad or executives traveling across the globe, so we understand the importance of extending your coverage.

Our Services Help You:

  • International Benefits audit
  • Benefits establishment
  • Ongoing International Benefits support
  • Multinational pooling / insurance consolidation

Marketing & Communications

Our Marketing & Communications team helps you communicate and educate so your employees can continue to live well and be well.

Our Services Help You:

  • Design, develop, and execute an electronic and hardcopy communications program
  • Create marketing materials to support your communications strategy
  • Inform employees of healthcare options in a professional, creative, and engaging way


We equip employers with the knowledge they need to manage their prescription plan expenses and benefit offerings through analytical reporting and expert clinical consulting services.

Our Services Help You:

  • Achieve significant savings on annual prescription costs via Rebates
  • Assist with negotiating the terms of PBM agreements
  • Enable convenient access to prescriptions at affordable prices
  • Recommend ways to improve prescription benefit plans

Human Capital Management

We implement Human Capital Management (HCM) methods to help employers develop high performing teams while avoiding costs associated with avoidable fines, penalties, and lawsuits.

Our Services Help You:

  • Avoid penalties, fines, and lawsuits
  • Attract top talent
  • Retain and motivate a world-class team
  • Engage employees for profit enhancement
  • Reduce operating costs with more effective people and strategies

Wellness & Population Health Management

We design and implement affordable and effective wellness and health management programs so your employees can live well and be well.

Our Services Help You:

  • Build strategies to improve overall wellness, leading to increased productivity
  • Oversee the management of company-wide related activities
  • Recommend ways to motivate employees and grow participation
  • Access top-notch programs

Get in touch now to find out how we can help you.

CBA is a member of a national coalition of brokerage consultancies, known as Benefit Advisors Network (BAN).

BAN is a very selective national network of one hundred (100) like-minded firms. It is truly the premier national, credentialed network of independent employee benefits consulting firms and its member-firms are among the most progressive employee benefits specialists in the United States. CBA’s membership in BAN enhances our ability to deliver additional industry-leading services in the areas of: technology, underwriting, stop/loss, legal & compliance, actuarial services, data analytics, captives and more.